Innovations in Fintech Course - University of Michigan

Explore the fintech revolution transforming the financial industry and consider the challenges of disruptive financial technology.

Discover the future of fintech, from cryptocurrency to payment technology

The financial industry is rapidly changing thanks to the implementation of new technology. This ExpertTrack allows you to explore the gamut of financial technologies and learn how you can use and adapt them in your career.

Learn how fintech is revolutionizing business

Fintech is the emerging financial-service sector of the 21st century. While finance has traditionally been at the forefront of technological innovation, today information technology firms and professionals are leading the way for innovation in financial technology.

You’ll consider innovations in payment technology, explore and critique blockchain, Bitcoin, and cryptocurrency. You’ll also learn how technology and crowdfunding are changing how organizations raise capital and discover how technology is being used for ‘smart’ investing.

Unlock the future of payment technology

How do back-end innovations such as tokenization, mobile money, and new payment infrastructure power digital wallets and mobile wallets? This ExpertTrack will teach you how new payment technologies are changing how consumer-to-business (C2B), consumer-to-consumer (C2C), and business-to-business (B2B) payments work.

Blockchain explained: Explore the rise and fall of Bitcoin

If you want to understand Bitcoin, you need to understand blockchain technology – the power behind the world’s most famous cryptocurrency. What are the strengths and weaknesses of using these cryptocurrencies for payment? And how will this new, transformative technology change the world? You’ll uncover the technology that underpins blockchain and review its key concepts, such as decentralization and consensus algorithms.

Discover the challenges of disruptive capital-raising technology

Tech is changing how consumers and businesses raise capital. You’ll learn about the evolution of crowdfunding, disruptive technology in credit scoring, and raising capital through tokenization. You’ll also decipher how to differentiate between crypto-based capital-raising models to power your knowledge of investments and options for your business.

Understand smart investing

AI is transforming investment technology and online wealth management. As human-based, data-driven investing strategies are replaced by neural networks, there have never been so many ways to invest and manage your (or your clients’) wealth online. This ExpertTrack will show you how robo-advisors and machine learning work – and why they’re so successful.

Key skills you will learn

• Legacy payments
• Blockchain technology
• Credit scoring
• Smart investing
• Fintech
• Wealth management
• Investment
• Finance
• Cryptocurrencies

ExpertTrack course overview

• Cryptocurrency and Blockchain Technology Explained
  Will blockchain change the world? Explore blockchain technology and the cryptocurrency market with the University of Michigan.
• Innovations in Investment Technology: Artificial Intelligence
  Learn how artificial intelligence is transforming investment technology with this online course from the University of Michigan.
• Raising Capital: Credit Tech, Coin Offerings, and Crowdfunding
  Learn how technology is transforming raising capital for business with the University of Michigan's innovative financing course.
• The Future of Payment Technology
  Explore current and future payment technologies and develop your own innovative payment solutions with the University of Michigan.

How ExpertTracks work

Join an ExpertTrack to master new skills in your chosen specialist area. Work through a series of topic-focused courses at your own pace, and pass the final assessment to earn a digital certificate award that proves your expertise.

Who will you learn with?

World-class learning with

University of Michigan

As the #1 public research university in the United States, U-M has been a leader in research, learning, and teaching for more than 200 years, with 102 Grad programs in the top 10 — U.S. News & World Report (2019).

Start learning today - free 7-day trial

After your free trial you can:

• Pay $39 per month to keep learning online
• Have complete control over your subscription; you can cancel any time
• Work at your own pace and set your own deadlines at every stage
• Only pay while you’re learning; the subscription will cancel automatically when you finish
• Complete online assessments to test your knowledge and prove your skills
• Earn digital course certificates and a final award that you can share online, with potential employers, and your professional network
• Keep access to the content of courses you complete even after your subscription ends

Learning outcomes

By the end of the ExpertTrack, you’ll be able to:

• Explain the difference between legacy payment systems and new innovations in payments.
• Describe blockchain technology and critique its application in various contexts.
• Interpret a credit score and identify its determinants.
• Implement 'smart' investing techniques.
• Explain the difference between legacy payment systems and new innovations in payments.
• Describe blockchain technology and critique its application in various contexts.
• Interpret a credit score and identify its determinants.
• Apply “smart” investing techniques.